Hello, we’ve been expecting you…

Y3S has been the specialist packager of choice for mortgage intermediaries since 2001. We exist purely to service the unusual enquiries that you cannot or do not want to place.

For secured loans, bridging loans and commercial finance, think Y3S.

Learn more about our principles

Our people

Meet our people

Bridging & Commercial

Boutique professional finance products for your clients.

  • £25,000 - £100m
  • Short term bridging loans up to 24 months
  • Long term commercial mortgages
  • Development finance
  • Limited company mortgages
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Secured Loans

The best alternative to a remortgage or a further advance.

  • £10,000 - £2.5m
  • Rates from 4.55%
  • Up to 95% LTV
  • Residential and BTL
  • Low ERC’s
Learn more